Did you know that according to the Association of Certified Fraud Examiners, US companies lose more than $600 billion to fraud each year with counterfeiting and document fraud making up more than two-thirds of that amount? 

Most losses become the responsibility of the document issuer.  Document fraud prevention is an important part of protecting a company’s reputation.  Fraud Prevention can occur through a variety of levels and layers.

Each level of security corresponds to the group of end users who have the ability to easily view the security feature.  With the level being outlined as follows:

Level 1 fraud prevention is easily viewable by the general public

Level 2 fraud prevention can be viewed by first line document inspectors

Level 3 fraud prevention requires forensic examination to view  

• TROY Laser Indelible Solution™

• Intaglio Inks

• Color Shifting Inks

• Watermarks

• Thermochromatic Inks

Examples of Level 2 fraud prevention include:

• Chemically Sensitive TROY Security Toner

• Indelible Inks

• 

  MICRO Printing

• UV or Fluorescent Inks

• Fluorescent Fibers

• 2D and 3D barcodes

• Anti-copy pantographs

Examples of Level 3 fraud prevention include:

• Paper Taggants

• Ink Taggants

Any document that is confidential or sensitive in nature requires protection.  New cases of fraud make headline news every day; companies should make certain they are taking the proper steps for fraud prevention by making themselves aware of how their documents are at risk. 

In terms of document fraud prevention companies can choose to add as many layers of security as they deem necessary for adequate protection of their documents.  When referenced the layers are typically representative of the number of stakeholders and there can be multiple features within each layer helping to prevent document fraud.

Did you know that criminals alter documents through chemical means with common household chemicals like nail polish remover?  Criminals can also use sharp blades and tape to mechanically alter documents by lifting toner from the paper.  It is important that individuals and companies take the proper steps to protect themselves against document fraud.  Some common methods that can help in document fraud prevention include:

• TROY Security Toner  helps protect against chemical alteration of the words and documents you are printing

• Fiber Lifting Paper helps protect against mechanical lifting of toner from a document

• Thermochromik Ink helps protect against the photocopying of documents, and provides a simple way to help verify document authenticity

• Copy Void Protection produces “VOID” when a photocopy is created of your original document

• Watermarks are difficult to reproduce on a counterfeit document

• Gel Ink helps protect against the chemical removal of important signatures or hand written elements

• Indelible Printing provides verification at the point of presentment, with the bleed-through technology the recipient can determine if alteration was attempted

TROY Security Toner has been successful in helping companies with document fraud prevention some examples of companies who have selected TROY Security Toner include: 

Customer: $6 Billion International Industrial Manufacturing Company

Application: Check Printing

Situation: One occurrence of check fraud cost the company over $140,000; they selected the TROY MICR Security 9000/9050 Toner Cartridge as a way to prevent future occurrences. 

Customer: International retailer serving over 11,000 locations

Application: Payroll Checks

Situation: In order to protect payroll checks from being victimized by document fraud, they choose a TROY MICR Security 9000/9050 Toner Cartridge, which they use in the same way as they used their previous MICR Toner Cartridge, only now they are protecting their checks. 

Customer: US Military Training School graduating 3,500 students each year

Application: Transcript Printing

Situation: Protecting the integrity of their institution is extremely important; they selected the TROY Security 2420/2430 Toner Cartridge as a way to protect the printed transcript & grade reports. 

Customer: Bank with 110 branch locations and over $45 billion in assets

Application: Bank Issued Checks

Situation: As a means of risk management, this bank wanted to protect all checks that they  issue from their branches and corporate office; in order to add an additional layer of protection they use  TROY MICR Security 2420/2430 Toner Cartridges. 

Customer: Corporate Insurance Broker

Application: Claims Checks

Situation:  In the business of controlling corporate losses due to insurance claims, this company decided to control their losses with preventative action.  Choosing to use the TROY MICR Security 9000/9050 Toner Cartridge, they expect to prevent losses due to check fraud. 

Document Fraud Prevention is a key to protecting yourself as well as your company.  When companies do not take the proper steps to ensure fraud prevention they put the integrity, profits, and stability of themselves and their company at risk. 

TROY helps companies protect themselves from document fraud at a visible level providing TROY Laser Indelible Solution.  This solution allows the general public to see if alteration was attempted.  In order to add protection in a cost-effective manner companies choose TROY Security Toner, which allows document examiners to determine if alteration is attempted.  Additionally if alteration is attempted a bright red stain is left behind leaving TROY Security Toner viewable to the naked eye.

TROY also offers locking tray printers which help to protect the paper that confidential and sensitive documents are printed on before the actual job is complete.  This is ideal for companies who are working in an open office environment when a large number of individuals and/or the public have access to the printer area.